Every commercial bank returns the new method of a property ownership certificate of mortgages , this, to according to owner taking off it handles vastly, it is undoubtedly a good thing. However, the mortgage intermediary especially reminds citizens: After this method is issued, easy to be sought loopholes and defrauded of the wealth by the bad member, citizens should pay attention to purchasing house.
Bring back the property ownership certificate and save much trouble ahead of time
Not finishing supporting the floor to fetch the property ownership certificate, most one buys house on loan the owner welcome this.
Many citizens supporting the floor show cheerfully , will go to the bank to fetch the property ownership certificate as soon as possible, because handle registered permanent residence and child and study and all need the original paper of property ownership certificate, it is proved that go to the bank to apply to take copies to stamp while going through the formalities in the past, avoid much trouble now.
Buy the second hand floor and make sure to keep in mind and check the volume
Under the masses of citizens applaud one after another , no longer buckling the method of the property ownership certificate to the commercial bank, it expresses that anxious that there are intermediary insiders of mortgage: Support floor can bring back property ownership certificate is easy to let some bad member seek loopholes, carry on house deal with the property ownership certificate of the mortgage, defraud of the deposit.
Intermediary points out mortgage, through the second hand house deal which the big medium company carried on now, is it check in housing bureau volume to want , confirm house the mortgage , guarantee that the property right of the house is clear. But the trade carried on in some small-scale medium companies or individuals, some citizens do not know that check the importance of the volume , often see that pays the deposit easily in property ownership certificate. Thus, if what the bad member offered is that have not finished supporting the floor bank to send back the original paper of property ownership certificate , citizen among second-hand house trade course, very easy to borrow bad member property ownership certificate defraud of deposit sneak away.
So, the mortgage intermediary reminds citizens who buys second hand floor, no matter pass the trade of medium company, the individual does a deal, must all go to the housing bureau to check the volume to the house , guarantee that the property right of the house is clear, purchase house in the trap in order to avoid falling into. In addition, citizens will look out for and read the column of " situation of a right of his " on the property ownership certificate while purchasing house, indicate house the mortgage , show that this house can be bought and sold already.